Four Point Inspection
A home inspection is a non-invasive, visual examination of the accessible areas of a residential property performed for a fee, which is designed to identify defects within specific systems and components that are both observed and deemed material by the inspector. The scope of work may be modified by the Client and Inspector prior to the inspection process.
Certified wind mitigation inspectors are trained to perform wind mitigation inspections and complete a wind mitigation inspection document for homeowners and insurers.
After hurricane Andrew, Florida passed a law that many Floridians do not know exists. The law requires insurance companies to offer their customers discounts and credits for existing building features and home improvements that reduce damage and loss from wind. A home must undergo a certified home wind inspection in order to qualify for a discount.
Some homeowner insurance companies require an inspection of the four main systems in a home, including the HVAC, electrical, plumbing, and roof. A four-point inspection report describes the condition and the age of these systems.